Deciding to Buy
Pre-Qualification and Pre-ApprovalMeet with a mortgage broker and find out how much you can afford to pay for a home.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range.
With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
Click here to contact Klein Properties & Investments to learn more about the home buying process today!
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Patricia and I want to thank you and the Klein team for making our home search and purchase a smooth and enjoyable process. Being 2,500 miles away during much of the process after our decision, we appreciate that you kept us up to date.Jim G. & Patricia P.
This was such a great process, Chad made everything so easy, especially since we were in Texas and we were able to move in early.Paul, Carrie and Jonas W.
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