Deciding to Buy
Pre-Qualification and Pre-ApprovalMeet with a mortgage broker and find out how much you can afford to pay for a home.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range.
With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
Click here to contact Klein Properties & Investments to learn more about the home buying process today!
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Patricia and I want to thank you and the Klein team for making our home search and purchase a smooth and enjoyable process. Being 2,500 miles away during much of the process after our decision, we appreciate that you kept us up to date.Jim G. & Patricia P.
Amber was incredibly patient with my lack of knowledge regarding land purchase, and stayed in constant contact throughout the process. The Team understood how important this purchase was to us and we are so grateful to them for helping us complete our property.Hilary & Joseph C.
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