Deciding to Buy
Pre-Qualification and Pre-ApprovalMeet with a mortgage broker and find out how much you can afford to pay for a home.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range.
With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
Click here to contact Klein Properties & Investments to learn more about the home buying process today!
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