Deciding to Buy
Pre-Qualification and Pre-ApprovalMeet with a mortgage broker and find out how much you can afford to pay for a home.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range.
With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
Click here to contact Klein Properties & Investments to learn more about the home buying process today!
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Todd and his team made this process quick and easy, and saved me several thousand dollars! And his help after closing to set up the many services made the transition very easy.Bob S.
Todd is the only realtor we will use here in Prescott. He is honest, reliable and he knows his stuff! In addition, he is a great guy and he knows the Prescott area and the ins and outs of the housing and land opportunities here. I would recommend him to anyone!Mark & Susan S.
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